While many people seem to think that it is not wise to think of your home as an investment, the reality is that your home is an investment. This being said there are some things to keep in mind when setting out to buy a home, the least of which is getting to know the neighborhood you wish to buy in. If you do your research and your homework selecting your home properly can insure more of a return for you when you decide to sell at some point in the future. Research the neighborhood that you want to live [...] Click To Read More

It is not uncommon for homeowners to outgrow a home, but knowing when it makes sense to trade up to a bigger home is important when making such a move. Of course the biggest questions involve finances. Does your current home have enough equity built up in it to make sense? If you can sell your current home for a nice profit and have extra money to put down on your new home it will make your entire transition and easier one. Can you afford the mortgage on your new home? If you can take the equity from your current [...] Click To Read More

Moving to a new home can be quite an ordeal, whether you are moving within the same area or across the country. To make a complicated and often stressful situation easier choosing a qualified and experienced real estate broker can make all the difference. A qualified Realtor can: Help you locate the best neighborhood to suit you and your family’s needs. He will know the area and will match it with your considerations and needs. Help you settle in faster by matching your interests and hobbies with the appropriate groups. He will also point you toward the right doctors, schools [...] Click To Read More

The upheaval of the global financial market has produced one positive side effect: historically low mortgage interest rates. For the past year or so we have been hearing about historically low interest rates, repeatedly being told that the rates are the lowest that they have been in 30 years, since the tracking of interest rates began. This week the headlines have been blaring the same news again, with interest rates even lower than they were the last time that they were at 30 year lows just a few months ago. Currently a 30 year fixed rate mortgage can be locked [...] Click To Read More

It is no secret that it is a buyer’s market out there, great news for buyers, not so great for sellers. Sellers are no longer in a position to dictate the rules of the game and have to be careful how they respond and counter to offers, due to the fact that if a buyer doesn’t get his way he might just move on to the next seller, and there are a lot of sellers out there. There are a few difficult things about being a seller today. A seller doesn’t know how long it will take to sell his [...] Click To Read More

I’ll confess, I’m a food snob. When I go out to eat, I want to enjoy the entire experience. I’m looking for more than food, I want the total package. My idea of an enjoyable meal, includes nice surroundings, unique food selections, and an upscale beverage list. You rarely find that in the local “chain” restaurants in our area. I am pleases, and a little surprised to endorse a local chain, Iron Hill Brewery! Iron Hill features an excellent menu- from bar food to eclectic appetizers and meals. My personal favorite, the Ahi Tuna Appetizer-sliced rare tuna served with pineapple [...] Click To Read More

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general. Please click on this link to view the MAY-2010 Newsletter Newsletter Housing Trends eNewsletter: NEWSLETTER The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources. It also includes press releases with charts and videos, key market indicators and real estate [...] Click To Read More

While many people seem to think that it is not wise to think of your home as an investment, the reality is that your home is an investment. This being said there are some things to keep in mind when setting out to buy a home, the least of which is getting to know the neighborhood you wish to buy in. If you do your research and your homework selecting your home properly can insure more of a return for you when you decide to sell at some point in the future. Research the neighborhood that you want to live [...] Click To Read More

Buying a home is a very big financial decision and being prepared is of the utmost importance. Before looking for a new home a potential buyer should pre-qualify for a loan as well as examine his finances to be certain exactly what he can afford. When finding the ideal house for the ideal price the next step is acquiring a mortgage. There are a few different types of mortgages and it is important to understand the differences between them and choose the one that best suits your needs. ARM An ARM is an adjustable rate mortgage, ideal for those who [...] Click To Read More